• Be accepted worldwide for online payments, with one simple contract

    BUDAACCEPT does not require exclusivity

  • Super fast boarding with one simple application

    Over 20 currencies for processing & settlement

  • We can help set up your whole e-commerce portfolio and grow your enterprise with a team of highly skilled professionals.

    From business consulting services to building your state-of-the art website, to boosting your online sales – whatever your business model requires – we have it all covered.


BudaAccept is the key to online payments – card acceptance simplified

Be accepted worldwide for online payments, with one simple contract.
BudaAccept is a European Acquiring Specialist
Our aim is to bring you the top quality acquiring banks with direct contracts
All from European Union.

Why chose an EU acquirer?
European Acquiring banks are offering fantastic advantages:

  • Low rates and Low reserves
  • Flexible contracts and even daily payouts
  • Effective fraud risk management
  • Direct settlements
  • Low rates and low reserves

If you would like to know more about our services, acquirers, or have any questions in general, please get in touch with us!
BudaAccept Headquarters are located at Duna Tower Office Building “B” Tower 15th Floor, 22. Nepfurdo utca - Budapest 1138 - Hungary

    Online Gift and flower shop / UK & European Union
    BudaAccept was brought to our attention by one of our partners. We had a new site we wanted to place with European acquiring bank, as we are a company based in the UK. With a super fast boarding process and extremely good rates – not to mention we were offered several acquiring options- we were very pleased with the results. The team is professional, always available to chat and accommodate your requests with short notice. After the first few months, we got rate reduction and lowered reserves – great company to use if you are looking for a correct and fast responding PSP.

BudaPay’s BudaAccept online payment division was founded in 2013 and has actively been conducting business worldwide ever since.

BudaAccept is an enterprise focused Online Payment Service Provider Company, based in the heart of Central Europe, offering cutting-edge e-Payment services for other PSPs as well as mail-order and e-commerce businesses.

Among the key services of BudaAccept, there is a standardized and simple BudaPay girogate API designed for numerous domestic and international payment systems, and also for the online sale of prepaid products in the sections of telecommunication, prepaid debit and credit cards, Micromoney, and Pay TV.

BudaAccept offers adaptive and customized payment solutions, which is tailored to individual customer needs.

The executive board and management team of BudaAccept has several years of experience in the field of online payment business, thus they have professional and resourceful ideas and solutions for you and your unique requirements. Would you like to meet the BudaAccept Team?

Online Payments
Either selling digital or physical goods on your website we can set you out with a BudaAccept hosted payment page so you can accept payments from your customers of varoius payment methods. BudaAccept offers also an aggregated payment product featuring card and alternative payment processing through a streamlined e-payment platform. Online payment solutions are completely cloud based, packed with reporting and analysis, first and third party fraud prevention, chargeback management, billing and settlements.
With BudaAccept you can focus on business and sales and let the rest be done for you.

  • All tight security with PCI DSS and 3D Secure
  • Simple integration with one API, SDKs provided, easy to implement Embedded Payment Pages and One-Click Payments
  • PCI Compatibility

Buda Accept is a PCI compliant service according to PCI DSS.
PCI compliance from your side is acceptable from PCI SAQ-A to a fully audited certification as PCI DSS Level 1 provider.
If you are not yet PCI compliant, with our simple integration workflow you can escape the hassle and enjoy our PCI compliance.

BudaPay MasterCard and Virtual Cards

Our main strength is online payment processing, but we also offer corporate and white label MasterCard programs and Virtual VISA and MasterCards for both consumer and corporate use – please visit our website www.budapay.com to learn more about our MasterCard products, or contact us here (link) if you wish to inquire about our Virtual Card offer.

Online payments

BudaAccept – your key to success!

BudaAccept is one of the leading European companies in the world of e-commerce, providing first class merchant services and offering credit and debit card processing solutions.

We have established international banking relationships within the merchant services section in order to provide our clients with an excellent service, and to maintain a safe and long-term partnership.

We offer merchants a turn-key solution to process their online payments and increase their sales conversion from website traffic.

  • Credit Card Processing

    Accept Credit card from around the world with BudaAccept

    Credit cards are the most popular payment methods online.
    Process Visa, American Express, MasterCard, and many more credit cards with one simple contract.
    Card Brands:

    1. MasterCard including MasterCard secure code
    2. VISA including verified by VISA
    3. American Express
    4. Diners Club
    5. Discover
  • Debit Card Processing

    The Key Benefits of Direct Debits for Your Business:

    1. Highly advanced cash flow and cost reduction: payment issues are recognized immediately and resolved promptly.
    2. Reduced administration: reducing individual operating duties. Simplify your invoicing and reporting business system.
    3. Flexibility: easily modifying payment amounts, offer more attractive payment terms.
    4. Direct debit guarantee and safety: Professional, improves your business credibility.
    5. Debit card processing protects your customer payment system from relying on barely credit cards, excluding major customer revenues. While the average 25% of customers in the European Union use credit cards, almost everyone has a bank account and many of them prefer debit cards as a form of payment.
  • Online Banking payments

    The Key Benefits of Direct Debits for Your Business:

    1. Highly advanced cash flow and cost reduction: payment issues are recognized immediately and resolved promptly.
    2. Reduced administration: reducing individual operating duties. Simplify your invoicing and reporting business system.
    3. Flexibility: easily modifying payment amounts, offer more attractive payment terms.
    4. Direct debit guarantee and safety: Professional, improves your business credibility.

    Debit card processing protects your customer payment system from relying on barely credit cards, excluding major customer revenues. While the average 25% of customers in the European Union use credit cards, almost everyone has a bank account and many of them prefer debit cards as a form of payment.

    We offer you a payment solution that lets consumers make their purchases by using their bank accounts.

    We offer merchants the processing of Electronic Funds Transfers (EFT) transactions in real-time or transactions deferred to the end of the business day.

    Applying a distinctive identifier, direct debits and credits are allocated automatically to payment, product, or purchaser by our payment system; they are booked on the same day for merchants who have a BudaPay account.

  • Alternative Payment Methods

    BudaAccept is an international Payment Platform Provider offering alternative payment solutions without chargebacks for both PSPs and Merchants.

    Combining our payment options and credit card solutions, your business will reach a maximum of end-customers in Europe and Worldwide.

    You will gain new customers quickly, by offering alternative payment methods to those, who do not have a debit or credit cards to use online.

    To Accept Domestic or International payment transactions, BudaAccept offers you the perfect solution while complying with the latest security requirements.

    The simple BudaAccept girogate API combines multiple payment systems in a single, easy to use platform.

  • Payment Guarantee

    We have endless business solutions for You

    Payment Guarantee:
    BudaAccept is focused on those payment systems where a payment guarantee exist, as soon as the transaction has been processed successfully.
    This guarantee minimizes your risk and helps you avoid payment losses while speeding up your stock turnover with immediate shipment.

    Payment guarantee can be given on the following payment options:

    1. Online-Bank-Transfer
    2. Giropay, Sofortberweisung/directebanking, iDeal, EPS, PostFinance E-Finance, Przelewy24
    3. Credit Cards
    4. Visa – Verified by Visa
    5. MasterCard Securecode
    6. Prepaid eMoney paysafecard

    Wallets Moneybookers, Mr. Cash For payment options without payment guarantee, we have and integrated risk management that reduces loss of payment and risk of fraud.

  • Technology

    A competitive edge through intelligent technologies

    BudaAccept offers customized and unique solutions for the whole process chain of customer industry.

    Integration via a technical interface offers merchants an instant access to a wide range of payment and risk management methods.

    The core of BudaAccept portfolio is created by a special payment platform that varies every distribution channels via one interface, consequently delivering retailers a cost-effective and beneficial processing solution.

    A broad range of complementary products and services guarantee an extensive protective shield against system defaults and makes even complex international cash flows transparent and comprehendible.

    BudaAccept makes online merchants more successful by introducing them to various cutting-edge innovations.

    Our payment solutions are in connected to a wide-ranging shopping cart software types, for example: Magento, ShopFactory, CosmoShop, ePages, osCommerce. xt:Commerce and eSales.

    Connecting your shopping cart to us is fast and simple.

  • Fraud and Risk Management

    Within the BudaAccept risk management, our fraud prevention service offers an effective protection against fraud.

    The relevant transaction details are verified using industry specific guidelines. Our techniques allow us to detect fraud at early stage, and prevent it from happening.

    BudaAccept fraud prevention can be tailored to the individual needs, and requirements, as we understand that not every business model needs the same type of fraud recognition. It is all about finding the middle way: the right balance between protecting you from fraud and losing sales volume due to rejected transactions.

    There are a number of options to maximize your fraud protection:

    Merchants can set their whitelist and blacklist to be considered during payment processing:

    1. card numbers
    2. IP addresses
    3. IP address ranges
    4. email addresses

    Automated Hotlisting is used if the IP address or card was previously used in fraud or attempted fraud (depends on the acquiring bank).

    Velocity Checks
    Rejects attempted authorizations if they are coming from the same IP address/email within the same period of time, using different cards; or rejects transactions if too many transactions are made with the same card number but under different names or email addresses.

    Tolerant BIN and IP check
    Transactions will only be accepted if the card issuing country matches the IP address location. The tolerance level means, that for example a Card issued by an english bank will also be accepted in British overseas territories.

  • Benefits

    The BudaAccept success keys

    1. Everything from one source: one professional partner and one interface
    2. Internationally recognized concepts for any type of e-commerce business
    3. Uniquely designed, customized solution offers and complex packages
    4. Multi-channels: all distribution channels are running via one platform
    5. Competence and experience in implementing seamless and stable solution methods

    Precise implementation and delivery

    Become Our Partner
    We want to simplify your business management processes; therefore we aim to establish partnerships with quality companies, that can make that happen too.

    BudaAccept is looking to partner with like-minded corporations that can develop into a strong, mutually beneficial relationship.

    We give special benefits to those that recommend BudaAccept to their clients on a regular basis.

    1. No exclusivity required
    2. Revenue Sharing
    3. Residuals Income
    4. No Application Fees
    5. No Risk and No Liability
    6. Customer Support for Your Merchants
    7. Mobile Processing
    8. Traffic Bonuses
Complex Cyber Security

Your online security is very important to us!

We take several precautions to ensure your information is secure. Beyond international standards (PCI DSS, ISO27001) the core of BudaAccept IT Security Department consist 5-7 highly qualified personnel who have more than 10 years of experience in the field of IT Security. Most of the experts worked for the Hungarian NSA, for NATO and for BSI. 80% percent of the team have TOP SECRET Security Clearance.

BudaAccept Cyber Security Team have an approved methodology from the Hungarian NSA. The Vulnerability assessment methodology based on NATO, and BSI standard and appropriate for TOP SECRET classified systems.

  • Mobile Application Security Testing

    Each type of app requires specific testing. We offer special method in order to find hidden vulnerabilities in your Mobile App.

    Reverse engineering, binary and source code analyses based on more than 5 years of research experience.

  • Secure Communication

    We implement secure communication to our client based on NATO and international standards.

    We offer VPN solutions, Secure Mobile Communication, own developed PKI system based on international publications.

    Our methodology is based on hiding the content or nature of a communication.

  • Ethical Hacking

    About the Ethical hacking or PenTest

    Penetration testing is also commonly referred to as ethical hacking is a simulation of a real hacking attack and is a proactive and authorized attempt to evaluate the security of an IT infrastructure. Ethical hacker is a computer and network expert who hacks into a computer network on behalf of its owners in order to test or evaluate its security, rather than with malicious or criminal intent. To test a security system, ethical hackers use the same methods as their less principled counterparts, but report problems instead of taking advantage of them.

    Penetration tests are typically performed using manual or automated technologies to systematically compromise servers, endpoints, web applications, wireless networks, network devices, mobile devices and other potential points of exposure. Once vulnerabilities have been successfully exploited on a particular system, testers may attempt to use the compromised system to launch subsequent exploits at other internal resources, specifically by trying to incrementally achieve higher levels of security clearance and deeper access to electronic assets and information via privilege escalation. Information about any security vulnerabilities successfully exploited through penetration testing is typically aggregated and presented to IT and network systems managers to help those professionals make strategic conclusions and prioritize related remediation efforts.

    The fundamental purpose of penetration testing is to measure the feasibility of systems or end-user compromise and evaluate any related consequences such incidents may have on the involved resources or operations. The three basic models of ethical hacking is black box, white box and grey box model. In the black box method we have no prior knowledge of the network or system. In the white box audit all background and system information is provided.

    Our special method based on mathematical models and more than 10 years of researches relating to IT security in order to find hidden vulnerabilities that cannot be find by automated tools.

  • Penetration Testing

    Why Perform Penetration Testing

    Security breaches and any related interruptions in the performance of services or applications, can result in direct financial losses, threaten organizations’ reputations, erode customer loyalties, attract negative press, and trigger significant fines and penalties.

    Organizations have traditionally sought to prevent breaches by installing and maintaining layers of defensive security mechanisms, including user access controls, cryptography, IPS, IDS and firewalls. However, the continued adoption of new technologies, including some of these security systems, and the resulting complexity introduced, has made it even harder to find and eliminate all of an organizations’ vulnerabilities and protect against many types of potential security incidents. New vulnerabilities are discovered each day, and attacks constantly evolve in terms of their technical and social sophistication, as well as in their overall automation.

    Penetration testing evaluates an organization’s ability to protect its networks, applications, endpoints and users from external or internal attempts to circumvent its security controls to gain unauthorized or privileged access to protected assets. Test results validate the risk posed by specific security vulnerabilities or flawed processes, enabling IT management and security professionals to prioritize remediation efforts. By embracing more frequent and comprehensive penetration testing, organizations can more effectively anticipate emerging security risks and prevent unauthorized access to critical systems and valuable information.

    Penetration testing provides detailed information on actual, exploitable security threats. By performing a penetration test, you can proactively identify which vulnerabilities are most critical, which are less significant, and which are false positives. This allows your organization to more intelligently prioritize remediation, apply needed security patches and allocate security resources more efficiently to ensure that they are available when and where they are needed most.

  • Source Code Analysis & Secure Coding

    It Security Training

    Our IT Security education is based on strong mathematical methods and prestigious international certificates. Our practice-oriented education combines academic theory and practical experience to change the overall overview about IT Security.


    Cryptography is a complex and mathematically challenging field of study. It involves taking some data or message and obfuscating it so that it is unreadable by parties that the message was not intended. Before the message becomes encrypted it is referred to as the plain text. Once a message becomes encrypted it is then referred to as the cipher text. The study of cipher text in an attempt to restore the message to plaintext is known as cryptanalysis. Differential cryptanalysis and linear cryptanalysis are very important in the field of cryptography. These concepts compose the keystones for most of the attacks in recent years. Also, while designing a cipher, these attacks should be taken into consideration and the cipher should be created as secure against them. Although differential cryptanalysis and linear cryptanalysis are still important, they started to be inefficient due to the improvements in the technology. Modern cryptographic algorithms like AES or RSA are well-designed and almost infeasible to make a working attack against these algorithms.

    Why Perform Cryptanalyses?

    “Strong cryptography is very powerful when it is done right, but it is not a panacea. Focusing on the cryptographic algorithms while ignoring other aspects of security is like defending your house not by building a fence around it, but by putting an immense stake into the ground and hoping that the adversary runs right into it. Smart attackers will just go around the algorithms.“Bruce Schneier

    Our methodology is based on the attack of the sub-layers of cryptographic protocols not the algorithm itself. Random-number generation, key distribution, code implementation are another place where cryptographic systems often break. The cryptography may be strong, but if any sub layer of the security is weak, the system is much easier to break. We conduct a cryptanalysis with our own developed methodology based on NATO and industrial security standards in order to reveal all possible weak links in our client’s system

Business Consulting

BudaAccept’s team is made of highly skilled banking professionals, who are working on international projects and have significant experience and outstanding reputation in the financial sector. We handpicked the best team we could find, so we can provide our clients an elite team of experts when it comes to building or simply restructuring their business.

Research & StatisticalAnalysis

  • Data mining via SQL
  • Analyse data using MS excel
  • Create dashboards & studies, using the analyzed data
  • Strategic Planning
  • Manage strategy-planning ;projects
  • Set up business plans & 3-5 years strategy plans
  • Set up financial & business and operation models

Project & Product Implementation

  • Perform needs analysis, clarify requirements
  • Business analysis (transform high-level requirements tospecifications), test the IT system
  • Work up and develop processes write the policies /directives, build up excel based calculators.

Project & ProductManagement

  • Project initialization (business case, project budget& duration estimates, software alternatives analysis)
  • Projectmanagement of system implementation and process improvement projects
Web & Creative Design

BudaAccept’s merchants enjoy the privilege of using our creative team’s services exclusively – Logo design, Landing Page Design, Online Promotion design, Business cards, return and shipping forms and product presentation Videos – there is absolutely nothing we cannot do to make your business more outstanding.

We can take care of the smallest details– from design to production –anything you may need along the road to run your business smoothly.*
(*Please keep in mind that Creative Design Services are not available separately, strictly offered to BudaAccept partners and clients, or as a part of a web development project.)

Graphic Design

With many years of combined experience in the graphic design industry, we’ve been able to produce numerous award-winning solutions for our clients. All of these projects continue to be based on the basic fundamentals of quality design, which is the one thing that hasn’t changed through the advancement of technology. Although, it is true that web sites have become a predominant marketing tool for most businesses, we recognize that an effective print marketing campaign is sure to get your business results.

Creative Design For Online Use
Stand out from the crowd with eye catching creative elements

  • Logo design
  • Presentation video

Our process, which has been thoroughly developed and streamlined over the years, focuses on gathering as much of your company’s information through our pre-development survey before the design is started. By adhering to this practice we’re able to develop a design concept that will meet both your expectations and your marketing goals.

Website Design & Development
We offer the following services, customized to fit your company’s needs and budget:

  • Custom web site design
  • Custom interface design
  • Web site packages
  • Customized template designs

Printable Products Design & Production
For e-commerce Merchants
Everything your online shop may needs – we can get it designed, produced and delivered to you

  • Shipping labels & stickers
  • Return & exchange forms
  • Gift vouchers
  • Business cards
  • Letter heads & envelopes
  • Brochures & leaflets
  • Loyalty cards
Online Marketing & SEO

BudaAccept’s aim is to help our merchants generate bigger revenue with the use of online and social media marketing

In the world of e-commerce these are the key tools you neefor a successful campaign: you will see an instant rise in your website traffic, leading to higher sales volumes and excellent website ranking – which is important factor when applying for a merchant account for your business.

Our online marketing experts are the best you can find on the market, bringing you real and quality crowd to your website, without ghost traffic or ghost followers.

Search Engine Optimisation (SEO)
With a team of SEO and traffic provider experts we can ensure your website visitors number will increase, and boost your sales and revenue

Online & Social Media Marketing
Mobile marketing Mobile App installations

  • Social Media Marketing
  • Followers
  • Favourites
  • Subscribers
  • Plays & Views
  • Comments -Repine
  • Shares
  • Email Marketing
  • Affiliate Marketing

Display traffic (mobile and desktop) including banners pop under and pop ups.


If you would like to know more about our services, or have any questions in general, please contact us at info@budaaccept.com or using the form bellow.

DISCLAIMER: The use of the Internet for communications with the firm will not establish a contractual relationship and messages containing confidential or time-sensitive information should not be sent.


Duna Tower Office Building "B" Tower 15th Floor

1138 Nepfurdo utca, Budapest


Phone:+361-700-2-700 (8am-6pm CET)

Merchant Hotline:+36-70-945-39-39 (9am-10pm CET)

Merchant Support:+36-70-637-30-36 (8am-11pm CET)

Email: info@budaaccept.com


Monday: 8am to 6pm CET

Tuesday: 8am to 6pm CET

Wednesday: 8am to 6pm CET

Thursday: 8am to 6pm CET

Friday: 8am to 6pm CET

Saturday: Closed

Sunday: Closed